An HOA Status Letter, also known as an Estoppel Certificate, is a formal document issued by a homeowners association that outlines the financial and legal standing of a specific property within the community. This document is commonly required during real estate transactions to confirm the seller’s account status and disclose any outstanding obligations tied to the property.

What’s Included:

• Current account balance (paid / unpaid assessments)

• Outstanding dues, late fees, interest, or fines

• Special assessments (pending or approved)

• Transfer, resale, or move-in/move-out fees

• Violations associated with the property

• Confirmation of HOA insurance and contact details

Why You Need It:

• Required by most lenders before closing

• Protects buyers from inheriting unpaid HOA debts

• Provides clear financial transparency

• Ensures compliance with state and association regulations

Who Orders This?

• Homebuyers & Sellers

• Real Estate Agents

• Title & Escrow Companies

• Mortgage Lenders